About YZ-pay
Money that moves at internet speed.
We’re building the simplest way for people and businesses to receive digital currency and actually use it — online, in store and through code.
Our mission
Make digital currency useful, not just valuable.
Millions of people already hold crypto, and millions more get paid in it. But turning a balance into groceries, a subscription or a supplier payment is still harder than it should be. YZ-pay closes that gap — one account to receive, hold, convert and spend, with the safety of a modern payments company.
Receive
A wallet for ten major coins, payment links, hosted checkout and POS terminals — so anyone can get paid in crypto from anywhere.
Spend
Virtual dollar cards for online shopping and gift cards for hundreds of brands, paid straight from your balance.
Build
A clean API, signed webhooks and team accounts, so businesses can plug crypto payments into what they already run.
What we stand for
Four promises we don’t break.
Security first
Hashed credentials, transaction PINs, rate-limited sign-ins and signed webhooks. Protecting your money comes before every feature.
Honest pricing
One clear fee, shown before you confirm. No hidden spreads, no surprise charges after the fact.
Plain language
Crypto shouldn’t need a glossary. Every screen says exactly what will happen, in words anyone understands.
Built here, for everywhere
Designed for how people in Nigeria and across Africa get paid — and ready for customers anywhere in the world.
Our story
Started by people who needed it.
YZ-pay began with a simple frustration: getting paid in crypto was easy, but using it wasn’t. Freelancers waited days to cash out, shops turned away customers who wanted to pay with stablecoins, and every option came with confusing screens and hidden costs.
So we built the account we wanted — one that takes payments in the coins people already hold, settles businesses in their local currency when they need it, and puts virtual cards and gift cards a tap away. Every fee is shown up front, and every screen is written for humans.
Personal accounts, business accounts and an API — one platform, one login, one clear price.
Join YZ-payReady to receive your first crypto payment?
Create your YZ-pay account in minutes. Personal or business, it starts the same way.